Credit Counselling or Consumer Proposal? Many Canadians find themselves struggling to pay off debt, and are asking this question. High interest rates on credit cards sometimes make it difficult to get ahead if you can only afford to make minimum payments. With all of the advertising saying this company or that company can help you with your debt, who should you choose? Non-Profit Credit Counselling A non-profit credit counselling agency offers what is called a debt management program (DMP), also known as a debt consolidation program. The agency will contact your creditors and negotiate a 0% interest payment, so that you’ll only…

It’s tough to pinpoint the exact day and time in line planer bridle fishing became “a thing”.  What we do know is that the technique has been used for over a decade with marked success. The first anglers to incorporate bridles to their spreads were charter Captains, but now, you can find a planer bridle set-up on most any serious offshore fishing boat, up and down the East Coast. The planer bridle developed as charter boat Captains sought a way to put more fish in the box.  Use of inline planers allows you to utilize a lot more drag, shortening…